ClarityCommand Classes™

1. Introduction

Nitty Gritty Powerwashing & Mobile Services, LLC d/b/a JoMar Business Solutions ("Company," "we," "our," or "us") respects your privacy. This Privacy Policy describes how we collect, use, disclose, store, and protect information when you access or use ClarityCommand Classes™, ClarityCommand™, Leslie AI™, our websites, dashboards, mobile or web applications, downloadable educational materials, and related services (collectively, the "Platform").

By accessing or using the Platform, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with this Policy, do not access or use the Platform.

2. Information We Collect

2.1 Information You Provide Directly

• Account information: name, email address, password, billing address, and contact details.
• Payment information: processed by third-party payment processors; we do not store full card numbers on our servers.
• Profile information: optional demographic details, business name, role, or goals you choose to provide.
• Educational content: worksheets, assignments, journal entries, uploaded documents, and free-text responses you submit to lessons, dashboards, or AI assistants.
• Communications: emails, support requests, survey responses, and chat messages with our team.

2.2 Information Collected Automatically

• Device and technical data: IP address, browser type, operating system, device identifiers, and approximate geolocation derived from IP.
• Usage data: pages visited, lessons accessed, features used, time spent, click activity, and referral source.
• Cookies and similar technologies: session cookies, preference cookies, and analytics identifiers (see Section 8).

2.3 Information from Third Parties

• Payment processors (e.g., subscription status, last-four card digits, billing failures).
• Analytics and advertising partners (aggregated or pseudonymous identifiers, where applicable).
• Single sign-on providers, if you elect to use them.

3. How We Use Your Information

We use information to:

• Provide, operate, maintain, and improve the Platform and its educational features.
• Authenticate users, manage accounts, and process subscriptions and payments.
• Personalize lesson recommendations, dashboards, and AI assistant interactions.
• Communicate with you about your account, updates, security alerts, and educational notices.
• Send marketing communications you have opted into, which you may unsubscribe from at any time.
• Detect, investigate, and prevent fraud, abuse, security incidents, and Terms of Service violations.
• Comply with legal obligations, regulatory requirements, and lawful requests.
• Conduct internal analytics, research, and product development on aggregated or de-identified data.

4. AI Features and Educational Inputs

When you interact with Leslie AI™ or any other AI feature within the Platform, your prompts, uploads, and responses may be processed by the Company and by our underlying AI infrastructure providers to generate educational outputs.

We do not sell your AI inputs. We do not use your personal AI conversations to train publicly released foundation models. We may use de-identified, aggregated, or non-personal usage information to improve our prompt design, lesson recommendations, and educational logic.

5. Legal Bases for Processing

Where required by law, we rely on the following legal bases:

• Performance of a contract (delivering the Platform you subscribed to).
• Legitimate interests (improving the Platform, securing it, and preventing abuse).
• Consent (for optional marketing and certain cookies).
• Compliance with legal obligations.

6. How We Share Information

We share information only as described below:

• Service providers and processors: hosting, payment processing, email delivery, analytics, customer support tools, and AI infrastructure, each bound by contractual confidentiality and data-protection obligations.
• Professional advisors: attorneys, accountants, and auditors as reasonably necessary.
• Business transfers: in connection with a merger, acquisition, financing, reorganization, or sale of assets, subject to standard confidentiality protections.
• Legal compliance: when required by law, subpoena, court order, or to protect the rights, property, or safety of the Company, users, or the public.
• With your consent: in any other case where you direct us to share information.

We do not sell your personal information for monetary consideration. We do not engage in "sharing" of personal information for cross-context behavioral advertising as that term is defined under the California Privacy Rights Act.

7. Data Retention

We retain personal information for as long as your account remains active and for a reasonable period thereafter to comply with legal obligations, resolve disputes, enforce agreements, and maintain business records. Educational content and AI conversation history may be retained for the duration of your subscription and a reasonable archival period unless you request earlier deletion as described in Document 6 (Data Rights Addendum).

8. Cookies and Similar Technologies

We use cookies, pixels, local storage, and similar technologies to operate the Platform, remember preferences, measure usage, and improve performance. You may control cookies through your browser settings. Disabling certain cookies may limit functionality.

9. Security

We implement administrative, technical, and physical safeguards designed to protect personal information. However, no method of transmission over the Internet or electronic storage is 100% secure. You are responsible for maintaining the confidentiality of your account credentials and for promptly notifying us of any suspected unauthorized access.

10. Children's Privacy

The Platform is intended for adults age 18 and over. We do not knowingly collect personal information from children under 13. If we learn we have collected personal information from a child under 13 without verifiable parental consent, we will delete it. Parents or guardians who believe their child has provided information should contact us at leslie@jomarbusinesssolutions.com.

11. State Privacy Rights (U.S.)

Depending on your state of residence, you may have specific rights regarding your personal information. We intend to operate in a manner reasonably consistent with the following laws where applicable:

• California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
• Texas Data Privacy and Security Act (TDPSA)
• Virginia Consumer Data Protection Act (VCDPA)
• Colorado Privacy Act (CPA)
• Connecticut Data Privacy Act (CTDPA)
• Utah Consumer Privacy Act (UCPA)

Eligible rights may include: access, correction, deletion, portability, the right to opt out of certain processing, and the right to appeal a denial. See Document 6 (Data Rights Addendum) for the request workflow.

12. International Users

The Platform is operated from the United States. If you access the Platform from outside the United States, you understand that your information will be transferred to, processed in, and stored in the United States, which may have data-protection laws different from those of your country.

13. Third-Party Links and Services

The Platform may contain links to third-party websites, apps, or services. We are not responsible for the privacy practices of those third parties. We encourage you to review their privacy policies before providing information to them.

14. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be communicated through the Platform or by email. The "Effective Date" above will be updated when changes are made. Your continued use of the Platform after an update constitutes acceptance of the revised Policy.

15. Contact Information

1. Acceptance of Terms

These Terms of Service ("Terms") form a binding agreement between you ("User," "you") and Nitty Gritty Powerwashing & Mobile Services, LLC d/b/a JoMar Business Solutions ("Company," "we," "us"). By creating an account, accessing, or using ClarityCommand Classes™ or any related platform, application, AI feature, dashboard, downloadable content, or service (the "Platform"), you agree to these Terms, our Privacy Policy, AI Disclaimer, Digital Copyright & License Agreement, and all other documents incorporated by reference.

2. Eligibility

You must be at least 18 years old and capable of entering a binding contract under the laws of your jurisdiction. By using the Platform, you represent and warrant that you meet these requirements.

3. Accounts and Security

• You are responsible for all activity under your account.
• You must provide accurate and current information when registering.
• You must keep your password confidential and notify us immediately of unauthorized access.
• Account sharing, credential sharing, and unauthorized commercial access are strictly prohibited.

4. Educational Software Only — Platform Identity

ClarityCommand Classes™ is educational software, self-service organizational tools, informational AI assistance, and educational dashboards. The Platform is NOT, and shall not be construed as:

• A law firm or legal services provider
• A licensed therapist, counselor, or mental-health provider
• A credit repair organization, credit counselor, or debt-settlement company
• A financial advisor, broker-dealer, or investment advisor
• A medical provider
• A licensed business consultant, CPA, or tax advisor

Nothing on the Platform constitutes legal, financial, tax, investment, medical, or therapeutic advice. You should seek advice from licensed professionals for matters specific to your situation.

5. CROA Compliance Notice

ClarityCommand Classes™ is an educational and self-service software platform. JoMar Business Solutions is not a "credit repair organization" as defined under the federal Credit Repair Organizations Act, 15 U.S.C. § 1679a(3), or under similar state laws.

JoMar Business Solutions does not:

• Contact credit bureaus on your behalf
• Contact creditors or debt collectors on your behalf
• File disputes on your behalf
• Negotiate debts or settlements on your behalf
• Provide legal representation
• Provide credit counseling, debt-management, or debt-settlement services
• Guarantee removal of information from any credit report
• Guarantee credit score increases or loan approvals

All educational dispute templates, goodwill letters, validation requests, and generated documents are self-service educational tools. You are solely responsible for reviewing all generated materials, verifying their legal accuracy, deciding whether to use any template, personally signing and sending correspondence, and managing communications with bureaus, creditors, collectors, or lenders.

6. No Guaranteed Outcomes

JoMar Business Solutions and the Platform do not guarantee any specific result, outcome, approval, score increase, business success, financial improvement, emotional outcome, educational achievement, funding approval, government contract award, debt reduction, legal result, or personal transformation arising from use of the Platform or its materials.

All educational content, AI interactions, worksheets, templates, dashboards, examples, frameworks, coaching systems, financial tools, business systems, behavioral discussions, and lesson materials are provided for informational and educational purposes only.

Individual results vary significantly based on factors outside our control, including user effort and implementation, financial circumstances, credit history, market conditions, lender requirements, government-agency decisions, legal and regulatory changes, business experience, personal decision-making, and third-party actions and responses.

Any examples, demonstrations, testimonials, simulations, case studies, sample approvals, projected outcomes, or illustrative scenarios are examples only and shall not be interpreted as guarantees or promises of future performance.

7. Subscriptions, Billing, and Auto-Renewal

Subscriptions to the Platform are governed by the Master Subscription Agreement (Document 3) and the Refund & Cancellation Policy (Document 4). By subscribing, you authorize recurring charges to your payment method until you cancel in accordance with those terms.

8. Acceptable Use

You agree NOT to:

• Use the Platform for unlawful, fraudulent, harassing, or harmful purposes
• Upload malicious code, viruses, or harmful content
• Attempt to gain unauthorized access to the Platform or other users' accounts
• Use bots, scrapers, or automated tools to access, harvest, or extract data from the Platform
• Interfere with or disrupt Platform infrastructure
• Reverse engineer, decompile, or disassemble any portion of the Platform
• Resell, sublicense, redistribute, or commercially exploit Platform content
• Train any artificial intelligence or machine-learning model using Platform content, AI outputs, or prompts
• Extract prompts, prompt structures, or AI logic for resale or redistribution
• Create competing AI systems, derivative educational platforms, or prompt libraries derived from Platform content
• Scrape, harvest, or replicate proprietary educational architecture or workflow logic
• Share account credentials
• Upload Social Security Numbers, full account numbers, medical records, or other prohibited regulated information

9. AI Features

Use of Leslie AI™ and any other AI feature is subject to the AI Disclaimer (Document 9). AI outputs may be inaccurate, incomplete, outdated, biased, or unsuitable for your circumstances. You are solely responsible for independently reviewing and verifying any AI-generated information before relying upon it.

10. User Content

You retain ownership of content you upload ("User Content"). You grant the Company a limited, worldwide, royalty-free license to host, store, process, display, transmit, and back up User Content solely to operate the Platform and provide services to you. You represent and warrant that you have all rights necessary to grant this license and that your User Content does not infringe any third party's rights or violate any law.

11. Intellectual Property

All Platform systems, educational structures, lesson sequencing, dashboards, prompts, branding, software, written materials, videos, and curriculum are the exclusive intellectual property of JoMar Business Solutions. The Digital Copyright & License Agreement (Document 8) governs your limited license to access Platform materials.

12. Trademarks

ClarityCommand™, ClarityCommand Classes™, Leslie AI™, JoMar Business Solutions, and associated logos, slogans, and command systems are trademarks or proprietary brand assets of JoMar Business Solutions. You may not use these marks without prior written permission.

13. Third-Party Services

The Platform may integrate with or link to third-party services. We are not responsible for third-party content, terms, or practices. Your use of any third-party service is governed by that service's terms.

14. Suspension and Termination

We may suspend, restrict, or terminate your access at any time, with or without notice, for any reason, including suspected violation of these Terms, suspected fraud, suspected abuse, non-payment, or to comply with law. Upon termination, your license to access the Platform ends and outstanding amounts (if any) remain due. Provisions that by their nature should survive termination shall survive, including intellectual property, indemnification, limitation of liability, dispute resolution, and governing law provisions.

15. Disclaimers

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DEFECT WILL BE CORRECTED. WE DO NOT WARRANT THAT AI OUTPUTS WILL BE ACCURATE, COMPLETE, OR SUITABLE FOR ANY PURPOSE.

16. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, JOMAR BUSINESS SOLUTIONS™, ITS AFFILIATES, OFFICERS, EMPLOYEES, CONTRACTORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST DATA, BUSINESS INTERRUPTION, OR ANY DAMAGES ARISING FROM OR RELATED TO YOUR USE OR INABILITY TO USE THE PLATFORM, AI OUTPUTS, OR EDUCATIONAL MATERIALS, WHETHER BASED ON WARRANTY, CONTRACT, TORT, STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY ARISING FROM OR RELATED TO THESE TERMS OR THE PLATFORM SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID THE COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow the exclusion or limitation of certain warranties or damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

17. Binding Arbitration and Class-Action Waiver

To the fullest extent permitted by law, any dispute, claim, or controversy arising from or relating to these Terms, the Platform, any subscription, any AI system, any educational content, or any service shall be resolved exclusively through binding individual arbitration administered by a neutral arbitration provider mutually agreed upon by the parties, or, absent agreement, by JAMS or the American Arbitration Association under its Consumer Arbitration Rules.

YOU AND THE COMPANY WAIVE THE RIGHT TO:

• Participate in class actions
• Participate in class arbitration
• Bring representative or private-attorney-general claims
• Participate in consolidated or coordinated proceedings
• Seek a jury trial where arbitration is enforceable

Arbitration shall be conducted in Tarrant County, Texas, unless otherwise required by applicable law. The Federal Arbitration Act governs the interpretation and enforcement of this provision. Either party may bring an individual action in small-claims court for disputes within that court's jurisdiction, and either party may seek injunctive or equitable relief in a court of competent jurisdiction to protect intellectual property rights.

If any portion of this arbitration provision is found unenforceable, the remainder shall remain in effect; provided, however, that if the class-action waiver is found unenforceable in a particular case, the entire arbitration provision shall be void as to that case only.

18. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles. Subject to Section 17, the state and federal courts located in Tarrant County, Texas, shall have exclusive jurisdiction over any matters not subject to arbitration.

19. Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, officers, employees, contractors, and agents from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from (a) your use of the Platform, (b) your violation of these Terms or any law, (c) your User Content, or (d) your infringement of any third-party right.

20. Changes to Terms

We may modify these Terms at any time. Material changes will be communicated through the Platform or by email at least seven (7) days before they take effect, except where shorter notice is required by law or where changes are favorable to users and take effect immediately. Your continued use of the Platform after the effective date constitutes acceptance of the revised Terms.

21. Entire Agreement; Severability; Assignment

These Terms, together with the Privacy Policy, AI Disclaimer, Master Subscription Agreement, Refund & Cancellation Policy, Community Conduct Policy, Data Rights Addendum, Educational Services Agreement, and Digital Copyright & License Agreement, constitute the entire agreement between you and the Company regarding the Platform and supersede any prior agreements. If any provision is held unenforceable, the remaining provisions remain in effect. You may not assign these Terms without our written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.

22. Contact

1. Purpose

This Educational Services Agreement ("ESA") governs your access to the educational content, lessons, dashboards, AI assistance, coaching frameworks, behavioral discussions, financial-education modules, business-education modules, government-contracting modules, credit-education modules, life-planning modules, and other educational resources offered through ClarityCommand Classes™.

2. Educational Software Only — Platform Identity

ClarityCommand Classes™ is educational software and a self-service educational platform. The Company presents the Platform consistently as: educational software, self-service tools, organizational systems, informational AI assistance, educational dashboards, and user-directed workflows.

The Platform is NOT, and shall not be construed as:

• A law firm or legal services provider
• A licensed therapist, counselor, or mental-health provider
• A credit repair organization, credit counselor, or debt-settlement company
• A financial advisor, broker-dealer, or investment advisor
• A medical provider
• A licensed business consultant, CPA, or tax advisor
• A government-contracting agent, broker, or representative

3. No Professional Advice

Nothing on the Platform constitutes legal, financial, tax, investment, medical, mental-health, therapeutic, accounting, or professional consulting advice. AI Features, lessons, worksheets, dashboards, templates, and coaching materials are educational and informational only. You must consult licensed professionals for advice specific to your situation.

4. No Guaranteed Outcomes

The Company does not guarantee any specific result, outcome, approval, score increase, business success, financial improvement, emotional outcome, educational achievement, funding approval, government contract award, debt reduction, legal result, or personal transformation arising from use of the Platform.

Individual results vary significantly based on factors outside the Company's control, including user effort and implementation, financial circumstances, credit history, market conditions, lender requirements, government-agency decisions, legal and regulatory changes, business experience, personal decision-making, and third-party actions. Examples, simulations, projected scenarios, case studies, and illustrative outcomes are educational demonstrations only and are not guarantees.

5. Mental Health and Coaching Boundary

Certain educational content may discuss behavioral patterns, stress responses, emotional habits, hypervigilance, financial behaviors, relationship dynamics, decision-making tendencies, or personal-growth concepts. This content is educational only and is not psychotherapy, counseling, mental-health treatment, crisis intervention, psychological diagnosis, medical care, or licensed therapy. No therapist-client, counselor-client, or mental-health-provider relationship is created through use of the Platform.

6. CROA Educational Positioning

Credit-education content within ClarityCommand Classes™, including any dispute templates, goodwill letters, validation requests, and educational walkthroughs, is provided as self-service educational software. The Company is not a credit repair organization as defined under the federal Credit Repair Organizations Act, 15 U.S.C. § 1679a(3), or under similar state laws. The Company does not contact bureaus, creditors, or collectors on your behalf; does not file disputes on your behalf; does not negotiate debts; does not provide legal representation; and does not guarantee any credit outcome. You are solely responsible for reviewing any generated materials, verifying their accuracy, and managing your own communications.

7. FTC Earnings and Results Disclaimer

Any earnings examples, funding examples, business-growth examples, approvals, contract awards, testimonials, case studies, or financial illustrations appearing on the Platform are examples only and are not guarantees of future results. Individual results vary significantly based on experience, market conditions, business operations, compliance status, implementation effort, timing, and third-party decisions. The Company does not guarantee revenue increases, funding approvals, business growth, contract awards, profitability, credit approvals, vendor approvals, or government-contract eligibility.

8. AI Educational Tools

AI Features, including Leslie AI™, are educational assistants that may produce inaccurate, incomplete, outdated, or unsuitable responses. Use of AI Features is subject to the AI Disclaimer (Document 9). You must independently review and verify all AI outputs before relying on them.

9. User Responsibilities

You are solely responsible for:

• All decisions, actions, financial choices, legal filings, business operations, communications, and personal outcomes arising from use of the Platform.
• Reviewing all generated materials before use.
• Verifying the accuracy and suitability of any AI output.
• Consulting licensed professionals for advice specific to your situation.
• Complying with all applicable laws and regulations.

10. Educational Simulations

Examples, simulations, sample disputes, educational walkthroughs, projected scenarios, workflows, funding examples, and business illustrations are hypothetical educational demonstrations designed to explain concepts. They are not legal advice, financial advice, guaranteed strategies, professional recommendations, or assurances of approval or success.

11. Severability and Survival

If any provision of this ESA is held unenforceable, the remainder remains in full force. Provisions regarding no professional advice, no guaranteed outcomes, mental-health boundaries, FTC disclaimers, and user responsibilities survive termination of your account.

12. Incorporation

This ESA is incorporated by reference into the Terms of Service. In the event of a conflict regarding educational positioning, this ESA controls.

1. Purpose of the AI System

ClarityCommand Classes™ may include artificial intelligence tools, automated coaching systems, educational assistants (including Leslie AI™), lesson recommendations, worksheet analysis, behavioral pattern prompts, and conversational educational support (collectively, the "AI Features").

The AI Features are designed solely for educational and informational purposes. They are tools, not professionals.

2. No Professional Advice

The AI Features are not licensed professionals and do not provide:

• Legal advice
• Financial advice
• Tax advice
• Investment advice
• Therapy or mental-health treatment
• Medical advice or diagnosis
• Credit repair services
• Business consulting guarantees
• Government compliance determinations

You are solely responsible for all decisions, actions, financial choices, legal filings, business operations, communications, and personal outcomes arising from use of the Platform. For professional guidance specific to your situation, consult a licensed attorney, CPA, financial advisor, therapist, physician, or other qualified professional.

3. AI Limitations — Hallucinations and Errors

Artificial intelligence systems may produce responses that are inaccurate, incomplete, outdated, biased, inappropriate, legally incorrect, financially incorrect, or unsuitable for your circumstances.

AI-generated content may contain:

• Factual inaccuracies
• Incorrect calculations
• Outdated legal or regulatory interpretations
• Incomplete financial analysis
• Inaccurate recommendations
• Incorrect compliance guidance
• Misinterpretations of uploaded information
• Fabricated citations, case names, statutes, or sources

You must independently review and verify all AI-generated information before relying upon it. The Company makes no representation or warranty regarding the accuracy, reliability, legality, completeness, or suitability of AI-generated content.

4. No Guaranteed Outcomes

The Company and the Platform do not guarantee any specific result, outcome, approval, score increase, business success, financial improvement, emotional outcome, educational achievement, funding approval, government contract award, debt reduction, legal result, or personal transformation arising from use of the AI Features or the Platform.

All AI interactions, worksheets, templates, dashboards, examples, frameworks, coaching systems, financial tools, business systems, behavioral discussions, and lesson materials are provided for informational and educational purposes only.

Individual results vary significantly based on factors outside the Company's control, including user effort and implementation, financial circumstances, credit history, market conditions, lender requirements, government-agency decisions, legal and regulatory changes, business experience, personal decision-making, and third-party actions and responses.

Any examples, demonstrations, testimonials, simulations, case studies, sample approvals, projected outcomes, or illustrative scenarios are examples only and shall not be interpreted as guarantees of future performance. The Company makes no representation that any user will improve a credit score, obtain financing, receive loan approval, secure business credit, win government contracts, increase revenue, eliminate debt, achieve business growth, resolve legal or financial issues, experience emotional or behavioral improvement, or achieve any particular educational or personal outcome.

5. Mental Health and Coaching Boundary

Certain AI Features may discuss behavioral patterns, stress responses, emotional habits, hypervigilance, financial behaviors, relationship dynamics, decision-making tendencies, or personal-growth concepts.

This content is educational only and is NOT:

• Psychotherapy
• Counseling
• Mental-health treatment
• Crisis intervention
• Psychological diagnosis
• Medical care
• Licensed therapy

No therapist-client, counselor-client, or mental-health-provider relationship is created through use of the AI Features or the Platform.

6. CROA Educational Positioning

AI-generated dispute letters, goodwill letters, validation requests, credit analyses, and related credit-education outputs are self-service educational tools. The Company is not a "credit repair organization" as defined under the federal Credit Repair Organizations Act, 15 U.S.C. § 1679a(3), or under similar state laws. The Company does not contact bureaus, creditors, or collectors on your behalf, does not file disputes on your behalf, does not provide legal representation, and does not guarantee any credit outcome. You are solely responsible for reviewing AI-generated credit materials, verifying their accuracy, signing and mailing correspondence, and managing communications with bureaus, creditors, collectors, or lenders.

7. Sensitive Information — Do Not Submit

Do not enter the following into AI Features:

• Full Social Security Numbers
• Government identification numbers
• Full account numbers (bank, credit card, etc.)
• Login credentials or passwords
• Protected health information or medical records
• Any information you are legally prohibited from disclosing

If you have submitted such information against this guidance, you may request immediate deletion through the Data Rights Addendum (Document 6).

8. AI Training and Anti-Extraction Restriction

You may not use AI outputs, prompts, or platform content to train any AI or machine-learning model, fine-tune, distill, or adapt any model, create competing AI systems, extract prompts or prompt structures for resale or redistribution, build prompt libraries derived from Platform content, scrape or harvest outputs at scale, or replicate the proprietary educational architecture or sequencing methodology of Leslie AI™ or any ClarityCommand™ system. See Section 5 of the Digital Copyright & License Agreement (Document 8).

9. Verification Requirement

Before relying on any AI output for a legal, financial, tax, medical, mental-health, business, contracting, or compliance decision, you must:

• Independently verify the information from authoritative primary sources, and
• Consult a licensed professional qualified to advise on your specific situation.

10. Contact

1. Educational Use Only

ClarityCommand Classes™ is educational software. Nothing on the Platform or in our marketing constitutes a guarantee of financial, business, credit, funding, contracting, educational, emotional, or personal results. All content is for informational and educational purposes only.

2. No Guarantees of Earnings, Income, or Results

We do not guarantee that you will earn money, increase income, obtain financing, qualify for credit, win contracts, eliminate debt, grow a business, or achieve any other outcome by using the Platform. Any reference to potential earnings, growth, credit improvement, funding, contract awards, or business results is illustrative only and is not a promise or guarantee of future performance.

3. Examples Are Examples

Any case studies, screenshots, dashboards, simulations, sample approvals, sample contract awards, sample funding outcomes, or examples shown on the Platform, in marketing materials, in social media, or during webinars or live events are:

• Examples only
• Not representative of typical results
• Not guarantees of future performance
• Dependent on facts, circumstances, and effort unique to each individual

4. Testimonials

Testimonials, reviews, and endorsements shared on the Platform or in marketing reflect the individual experiences of those users. They are not typical, not guaranteed, and not promises of similar results for any other user. Testimonials may be edited for clarity, length, or grammar without altering substantive meaning.

Where required by FTC guidelines, we will disclose any material connection between us and an endorser (e.g., free or discounted access, compensation, employment relationship, contest entry, affiliate relationship, or family relationship).

5. Factors Affecting Results

Individual results vary significantly based on factors outside our control, including but not limited to:

• Effort, time, and consistency of implementation
• Existing credit history, financial position, and business experience
• Market conditions and timing
• Lender, bureau, agency, and third-party decisions
• Compliance with applicable laws and program requirements
• Quality and accuracy of information you provide
• Personal decisions you make based on Platform content

6. Forward-Looking Statements

Any statements describing potential outcomes, opportunities, or projected results are forward-looking. Actual results may differ materially from those projected or implied. We do not undertake any obligation to update forward-looking statements.

7. Average / Typical Results

We do not currently publish average or typical results. Any specific results described in marketing or testimonials should not be considered average or typical. If you require average or typical results for a particular feature before purchasing, contact us at leslie@jomarbusinesssolutions.com.

8. Affiliates and Partners

If we use affiliates, ambassadors, or referral partners to promote the Platform, they are required to disclose their material connection to us in their promotional content. We are not responsible for unauthorized claims made by third parties that violate these requirements. To report a suspected unauthorized earnings claim by a third party, contact leslie@jomarbusinesssolutions.com.

9. CROA Educational Positioning

Where credit-related results are referenced, the educational positioning described in the Educational Services Agreement (Document 7) and AI Disclaimer (Document 9) governs. The Company is not a credit repair organization and does not guarantee any credit outcome.

10. Acceptance

By using the Platform or relying on marketing material, you acknowledge that you have read and understood this Earnings & Testimonial Disclaimer.

1. Our Position

Artificial intelligence is a tool, not a professional. JoMar Business Solutions develops and deploys AI features in our Platforms to support education, organization, and self-directed learning, while preserving user agency, professional licensure, and individual responsibility. We treat AI as augmentation of human judgment, not a substitute for it.

2. Principles

2.1 Education First, Not Advice

Our AI features (including Leslie AI™) are designed to explain, organize, summarize, and prompt reflection — not to render legal, financial, tax, medical, mental-health, or other professional judgments. AI outputs are educational drafts, not finished professional work product.

2.2 Human Verification Required

Users are required to independently review and verify AI outputs before relying on them. We make this requirement explicit in our Terms of Service, AI Disclaimer, AI Safety & Acceptable Use Policy, and at the point of AI interaction.

2.3 No High-Stakes Automation

Our AI features are not designed for, and should not be used for, decisions affecting hiring, lending, insurance, housing, education admissions, government benefits, medical diagnosis, public safety, or autonomous operation of vehicles, machinery, or critical infrastructure.

2.4 Privacy by Design

We do not use private user conversations or uploads to train publicly released AI foundation models. We may use de-identified, aggregated information to improve our prompt design, lesson recommendations, and educational logic. Users may submit privacy requests to limit or delete AI conversation history.

2.5 Sensitive Data Restrictions

We prohibit submission of full Social Security Numbers, government identification numbers, full account numbers, credentials, medical records, or other regulated sensitive data into AI features. Users who submit such information against this guidance may request immediate deletion.

2.6 Safety and Anti-Abuse

We prohibit prompt injection, jailbreak attempts, and adversarial use that would extract prohibited content. We monitor for abuse and may suspend AI access in response.

2.7 Transparency

We disclose the use of AI in our products. We make clear which features are AI-generated and which are produced by humans. We disclose material AI safety incidents through our breach-and incident-response procedures where applicable.

2.8 Continuous Improvement

AI capabilities, risks, and regulatory expectations evolve quickly. We review our AI governance practices at least annually and incorporate lessons from user reports, safety incidents, and industry guidance.

3. Governance Structure

• AI feature changes affecting safety, privacy, or user-visible behavior are reviewed before release.
• AI infrastructure providers are bound by data-protection and confidentiality commitments consistent with our Privacy Policy.
• Incidents involving AI features follow our Security Incident Response Policy and AI Incident Escalation Workflow.
• AI-related user reports are triaged and addressed under documented procedures.

4. What We Will Not Do

• We will not present AI outputs as licensed professional advice.
• We will not use AI to make high-stakes consequential decisions about users.
• We will not sell user AI inputs.
• We will not use private user conversations to train publicly released foundation models.
• We will not deploy AI features without human-readable disclosures and verification reminders.

5. User Responsibilities

• Treat AI outputs as drafts; verify before acting.
• Consult licensed professionals for legal, financial, tax, medical, or therapeutic matters.
• Do not submit prohibited sensitive data.
• Report safety issues and harmful outputs through our reporting channels.

6. Reporting AI Safety Issues

7. Related Documents

AI Disclaimer (Document 9), AI Safety & Acceptable Use Policy (Document 12), Privacy Policy (Document 1), Educational Services Agreement (Document 7), Security Incident Response Policy (Document 16).